Vehicle insurance
The object of insurance is the property interests of the Insured that do not contradict the legislation of the Republic of Tajikistan (in terms of personal insurance - the Insured persons).
Travel insurance
OBJECT OF INSURANCE
The object of insurance is the property interests of the Insurer, which are not contradicting the legislation of the Republic of Tajikistan, associated with unforeseen expenses and losses due to damage to his life, health and/or property upon the occurrence of events stipulated by the contract.
Insurance events are insurance events that have occurred, provided for by the insurance contract, with the occurrence of which the Insurer’s obligation arises to make an insurance payment.
The insurance event is the occurrence of unforeseen expenses as a result of the following events:
- disease - a health disorder that began unexpectedly during the period of validity of the insurance contract in the territory of insurance, requiring urgent medical intervention;
- traumatic damage of organs and/or tissues as a result of an accident. An accident is a sudden short-term event that occurred during the validity period of the insurance contract in the territory of insurance and caused injury, other health problems or death;
- death of the Insurer;
Medical and transport costs. If during the term of the insurance contract (insurance policy) the Insurer has received bodily injuries as a result of an accident, falls ill and his condition requires medical transportation, the Insurer will organize:
- transportation of the insured person from the scene of the accident to one of the nearest hospitals by any means (including, but not limited to, ambulance, ambulance aircraft, helicopter, scheduled aircraft, train);
- evacuation of the insured person to the admission department of a clinic in the country or city, area of permanent residence, if his condition allows such evacuation.
The decision on the choice of means of transport necessary for the movement and/or evacuation of the Insured is made jointly with the Insurer’s doctor and the local attending physician.
The medical expert of the Insurer must have free access to the insured person and his medical history in order to provide the most efficient way of medical transportation.
The amount of the insurance premium worldwide,
outside the USA, Canada, Japan, Singapore and Australia
| Duration | Age from 3 months up to 65 years | Age from 66 up to 70 years |
|---|---|---|
| 5 days | €8.29 | €8.92 |
| 7 days | €9.56 | €10.20 |
| 10 days | €10.84 | €11.48 |
| 15 days | €12.12 | €13.39 |
| 21 days | €14.03 | €15.93 |
| 31 days | €17.21 | €20.40 |
| 62 days | €25.50 | €28.05 |
| 92 days | €38.25 | €34.44 |
| 184 days | €63.76 | €70.13 |
| 365 days | €89.26 | €95.63 |
The amount of the Insurance premium worldwide,
including USA, Canada, Japan, Singapore and Australia
| Duration | Age from 3 months up to 65 years | Age from 66 up to 70 years |
|---|---|---|
| 5 days | €13.39 | €14.67 |
| 7 days | €14.67 | €16.57 |
| 10 days | €18.49 | €19.76 |
| 15 days | €20.40 | €22.96 |
| 21 days | €24.24 | €28.05 |
| 31 days | €29.33 | €34.44 |
| 62 days | €40.81 | €51.01 |
| 92 days | €51.01 | €89.26 |
| 184 days | €89.26 | €108.39 |
| 365 days | €127.51 | €140.27 |
INSURANCE COVERAGE
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Other types of insurance
Voluntary health insurance
The program of voluntary medical insurance (hereinafter referred to as VMI) will allow you to always keep peace of mind and know that all medical problems that bother you and may arise suddenly are solved.
Property insurance
The objects of insurance are the property interests of the person, on whose insurance the contract is concluded, which are not contrary to the legislation of the Republic of Tajikistan, connected with the possession, use, disposal of property.
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