Voluntary health insurance

The program of voluntary medical insurance (hereinafter referred to as VMI) will allow you to always keep peace of mind and know that all medical problems that bother you and may arise suddenly are solved.

To implement insurance, you will be offered a choice of a medical institution, which you could give preference to in case of providing medical care, under the Voluntary Medical Insurance (VMI) program. Tariffs for medical services will be agreed on a bilateral basis. During the conclusion of the VMI Agreement, the Insured will be issued a Medical Insurance Policy.

One of the main advantages of the Voluntary Medical Insurance Policy is its cost. Medical care provided under VMI programs is cheaper than when you go directly to medical institutions in private. Only insurers are able to limit the prices of medical care and at the same time maintain its quality at a decent level.

Objects of insurance:

The object of insurance under the Insurance Contract is the insurance risk associated with the costs of providing medical care in the event of an insurance event.

Under the Insurance Contract, the Insurer has the right to receive medical care, medical or other services related to the provision of medical care in the amount provided for by the Voluntary Medical Insurance Program (hereinafter referred to as the Insurance Program), in the Medical Institutions provided for by the Insurance Contract.

Relationships of the Insurer with Medical Institutions are determined by the relevant contracts.

Definition of the list of insurance events

An insurance event is an appeal of the Insurer during the term of the Insurance Contract to Medical Institutions for medical care, medical or other services related to the provision of medical care under the Insurance Program provided for by the Insurance Contract.

The insurance program determines the volume and quality of medical care, medical or other services related to the provision of medical care.

Insurance programs may provide for the Insurer to apply to Medical Institutions for outpatient, inpatient and emergency care for medical reasons.

Partners of the company for medical care in Dushanbe city:

№	Name of medical institution	Name of the service	Address	Telephone	Contact person
1.	Medical Center “SHIFO”	Outpatient and inpatient treatment, laboratory	Dushanbe city, Druzhba Narodov str., house 106	2271814 918672758	Rakhimova Natasha
2.	Medical clinic “Madadi Akbar” LLC (Polyclinic № 4)	Outpatient and inpatient treatment, laboratory	Dushanbe city, Ayni street, 14а	918201010	Saidov
3.	Zheleznodorozhny Hospital of Dushanbe	Outpatient and inpatient treatment, laboratory	Dushanbe city, Nazarshoeva street, 43	2294284 907812842	Goncharova Oksana Yurevna
4.	Clinic Hippocrates – “Kraf” LLC	Outpatient treatment	Dushanbe city, M. Tursunzade 45/1	918613089 918 69 5019	Register Office Fayozova Makhfiratnisso
5.	City Health Center (Central Polyclinic №1)	Outpatient treatment, laboratory	Dushanbe city, Bukhoro str., 55	2232602 934445440	Shokhzoda Kuchkarovna
6.	Medical Center “Jasmine”	Outpatient treatment, massage	Dushanbe city, M. Tursunzade 13/23	2270573	Mavlyuda Asrorovna
7.	Medical Center “Yunona”	Outpatient treatment	Dushanbe city, M. Tursunzade 45	2275651	Gulnora Mirzokalonovna
8.	“Samira Serivce” LLC Laboratory XXI century	Laboratory	Dushanbe city, M. Tursunzade 45/1	938005277 918 69 5019	Register Office Fayozova Makhfiratnisso
9.	Laboratory Diamed	Laboratory	Dushanbe city, ул.	234 26 56 90 000 90 11	Register Office Kiyobekova Gulchehra
10.	Dental clinic “Nasim and CO”	Dentistry	Dushanbe city, N.Makhsum street, 70-29	919587272	Akhadov Nasim
11.	Dental clinic LLC “Marmar”	Dentistry	Dushanbe city, Ayni street, 32	2231107	Jumaboev Dilshod
12.	Scientific clinical dentistry and maxillofacial surgery	Dentistry	Dushanbe city, 5^th passage of K. Khujandi 13	2312737	Register Office
13.	Dental clinic “Shakhlo-2011”	Dentistry	Dushanbe city, N.Makhsum street, 10	907196153	Rabiev Daler
14.	Dental clinic “Smile”	Dentistry	Dushanbe city, I.Somoni str., 3	44 625 86 55 918753545	Mirzo
15.	Pharmacy “Phyto-Pharm”	Drug preparations	Dushanbe city, Rudaki avenue, 30 (Opera House stop)	918679186	Gulnora
16.	Republican City Polyclinic № 5	Medical check	Dushanbe city, A.Donish 12	907726383	Nurali Rakhimovich

Khatlon region:

1.	Diagnostic and treatment center “Davo”	Outpatient treatment, laboratory	Kurgan-Tube, Ayni street, 27	919078177	Register Office (Zarif)
2.	“Khatlon Medical Center” LLC	Outpatient treatment	Kurgan-Tube, Ayni street,67a	83222 29477	Register Office Nazarov Khasan
3.	Regional hospital named after Khaknazarov	Outpatient and inpatient treatment, laboratory	Kulob city, Borbad street	83322 25919	Register Office

Sughd region:

1.	Dental clinic “Sadaf-Sughg” LLC	Dentistry	Khujand city, Lenin street, 3 “B”	8342267906	Turaeva Mukhabbat
2.	DLC “Tabiboni Shavkat”	Outpatient treatment, laboratory	Khujand city, 32 micro-district, S. Umarov street	92 760 7404	Rasulova Mavlyuda
3.	Medical Advisory Center of Sughd region	Outpatient treatment, laboratory	Khujand city, 34 micro-district, Northeast industrial area	92 778 4340 83422 52999	Urunov Alisher dadaboeva Makhfuza
4.	Dental clinic “Denta”	Dentistry	Khujand city, Lenin street, 77	927712107	Boboeva Mukarram

GBAO:

Dental clinic “Zhemchug”

Dentistry

Khorog city, Abdurakhmanov street, 44

93 407 2538

Jumaev L.

Other types of insurance

Travel insurance

The object of insurance is the property interests of the Insured that do not contradict the legislation of the Republic of Tajikistan and are associated with unforeseen expenses and losses due to damage to his life, health and / or property in the event of events stipulated by the contract.

Vehicle insurance

The object of insurance is the property interests of the Insured that do not contradict the legislation of the Republic of Tajikistan (in terms of personal insurance - the Insured persons).

Property insurance

The objects of insurance are the property interests of the person, on whose insurance the contract is concluded, which are not contrary to the legislation of the Republic of Tajikistan, connected with the possession, use, disposal of property.